fix(admin/wallets): user list styling + full-width Owner Summary

- User list: .list-group-item-action instead of .dropdown-item for proper
  row styling, clear layout with status badge and wallet count
- Owner Summary: moved to separate full-width row outside col-md-9,
  now spans entire content area independent of user/wallet panels

src/admin/views/wallets.ejs

@@ -1,4 +1,5 @@
 <div class="row">
+    <!-- LEFT: User list -->
     <div class="col-md-3">
         <div class="panel panel-icon">
             <div class="panel-hdr">
@@ -15,10 +16,12 @@
                             <% var isActive = selectedUser && u.id === selectedUser.id; %>
                             <% var statusText = u.status === 0 ? '✅' : '❌'; %>
                             <% var seedsParam = seedsUnlocked ? '&seeds=1' : ''; %>
-                            <a href="/wallets?user=<%= u.id %><%= seedsParam %>" class="dropdown-item <%= isActive ? 'active bg-primary-100' : '' %>" data-id="<%= u.id %>" data-name="<%= (u.username || '').toLowerCase() %>" data-tgid="<%= u.telegram_id %>">
+                            <a href="/wallets?user=<%= u.id %><%= seedsParam %>" class="list-group-item list-group-item-action d-flex justify-content-between align-items-center py-2 px-2 <%= isActive ? 'active' : '' %>" data-id="<%= u.id %>" data-name="<%= (u.username || '').toLowerCase() %>" data-tgid="<%= u.telegram_id %>">
-                                <span class="wallet-user-id">#<%= u.id %></span>
+                                <div class="d-flex flex-column">
-                                <span class="wallet-user-name"><%= u.username || u.telegram_id %></span>
+                                    <span class="fw-bold">#<%= u.id %> <%= u.username || u.telegram_id %></span>
-                                <span class="wallet-user-meta"><%= statusText %> <%= u.wallet_count %>w</span>
+                                    <span class="text-muted small"><%= u.wallet_count %> wallets</span>
+                                </div>
+                                <span class="badge bg-transparent"><%= statusText %></span>
                             </a>
                             <% }); %>
                         <% } %>
@@ -27,6 +30,8 @@
             </div>
         </div>
     </div>
+
+    <!-- RIGHT: Selected user details -->
     <div class="col-md-9">
         <% if (selectedUser) { %>
             <h2 class="mb-3"><%= selectedUser.username || 'User #' + selectedUser.id %>
@@ -74,11 +79,14 @@
         <% } else { %>
             <p class="text-muted">Select a user to view wallets</p>
         <% } %>
+    </div>
+</div>
 
+<!-- Owner Summary: full width, separate row -->
 <% if (hasStats) { %>
-            <h2 class="mb-3">Owner Summary</h2>
+    <h2 class="mb-3 mt-4">Owner Summary</h2>
     <div class="row mb-4">
-                <div class="col-md-3">
+        <div class="col-xl-3 col-md-6 mb-3">
             <div class="panel panel-icon">
                 <div class="panel-hdr">
                     <h2>Total USD</h2>
@@ -90,7 +98,7 @@
                 </div>
             </div>
         </div>
-                <div class="col-md-3">
+        <div class="col-xl-3 col-md-6 mb-3">
             <div class="panel panel-icon">
                 <div class="panel-hdr">
                     <h2>Users</h2>
@@ -102,7 +110,7 @@
                 </div>
             </div>
         </div>
-                <div class="col-md-3">
+        <div class="col-xl-3 col-md-6 mb-3">
             <div class="panel panel-icon">
                 <div class="panel-hdr">
                     <h2>Active Wallets</h2>
@@ -114,7 +122,7 @@
                 </div>
             </div>
         </div>
-                <div class="col-md-3">
+        <div class="col-xl-3 col-md-6 mb-3">
             <div class="panel panel-icon">
                 <div class="panel-hdr">
                     <h2>Commission Due</h2>
@@ -129,7 +137,7 @@
     </div>
 
     <div class="row">
-                <div class="col-md-6">
+        <div class="col-md-6 mb-4">
             <div class="panel panel-icon">
                 <div class="panel-hdr">
                     <h2>Wallet Balances by Currency</h2>
@@ -162,7 +170,7 @@
             </div>
         </div>
 
-                <div class="col-md-6">
+        <div class="col-md-6 mb-4">
             <div class="panel panel-icon">
                 <div class="panel-hdr">
                     <h2>Commission <%= stats.commissionEnabled ? '' : '(Disabled)' %></h2>
@@ -206,6 +214,8 @@
     </div>
 
     <% if (stats.payments && stats.payments.length > 0) { %>
+    <div class="row">
+        <div class="col-12 mb-4">
             <div class="panel panel-icon">
                 <div class="panel-hdr">
                     <h2>Payment History</h2>
@@ -232,8 +242,12 @@
                     </div>
                 </div>
             </div>
+        </div>
+    </div>
     <% } %>
 
+    <div class="row">
+        <div class="col-12 mb-4">
             <div class="panel panel-icon">
                 <div class="panel-hdr">
                     <h2>Seed Phrases &amp; Wallet Access</h2>
@@ -264,14 +278,14 @@
                     </div>
                 </div>
             </div>
+        </div>
+    </div>
 <% } %>
-    </div>
-</div>
 
 <script>
 (function() {
     var search = document.getElementById('user-search');
-    var items = document.querySelectorAll('.wallet-user-item, .dropdown-item');
+    var items = document.querySelectorAll('#user-list .list-group-item');
     search.addEventListener('input', function() {
         var q = this.value.toLowerCase().trim();
         items.forEach(function(item) {