fix(settings): harden seam and provider per review findings

Confirmed and fixed, each with a regression test that failed first:

- Concurrent update() lost patches (merge over one stale snapshot):
  per-namespace serialized write queues; a failed write cannot poison
  the queue for later writers.
- Fixed-name .tmp write followed planted symlinks and kept stale modes:
  random-suffix sibling, exclusive-create (wx), 0600, cleanup on
  failure, then rename.
- A throwing settings/updated listener escaped commit and permanently
  wedged the provider reload chain (rejected refreshTask): commit now
  contains listener failures (INVARIANT-coded errors still propagate),
  async watcher rejections are adopted and contained
  (watch callbacks are officially void | Promise<void>), and the
  provider chains refreshes on a settled tail with an error log.
- No way to remove a user override: scope/service replace(section)
  sets the user section wholesale; replace({}) re-inherits base and
  schema defaults.
- The three-primitive provider contract did not hold (base never
  called load()): the base Service.init loads and publishes once;
  settings-local delegates via yield* super[Service.init]().
- Dispose did not quiesce: teardown flags closed, closes the watcher,
  then awaits queued/in-flight reloads; closed is re-checked across
  await points.
- Invariant now checks the authoritative relation with the seam's own
  deepEqualJson: emitted next must equal settings.get(ns), and
  next/prev must differ structurally (cosmokit dependency dropped).
- New docs/core-data-structures/settings.{md,zh.md} with type-equiv
  blocks + manifest entries; catalog types moved from exemptions to
  LINK_MAP; website page registered.

Both packages stay at per-file 100% coverage.

website/docs.ts

@@ -256,6 +256,7 @@ const coreDataReference = pairedPages(([
   ['sandbox.md', '沙箱', 'Sandboxing', 18],
   ['web.md', 'Web 访问', 'Web access', 19],
   ['persistence.md', '会话持久化', 'Session persistence', 20],
+  ['settings.md', '用户设置', 'User settings', 21],
 ] as const).map(([file, rootLabel, enLabel, order]): PairedPage => ({
   source: `docs/core-data-structures/${file}`,
   route: `reference/core-data-structures/${file}`,